Weekly Business Rail. This week, we're kicking off the holiday spending season!

According to a Reader’s Digest study released Friday, Finland is the world’s best country to live in (the United States was 23rd). Next on the list were other Nordic countries: Iceland, Norway and Sweden. The study said of Finland: "Finland wins high marks for air and water quality, a low incidence of infant disease and how well it protects citizens from water pollution and natural disasters.”   Number to Know: 142   Number of deaths per 100,000 workers among fishers and related workers, according to Forbes, making the profession the most dangerous job in America. Coming in it at No. 2: pilots and flight engineers, with 88 deaths per 100,000 workers.    A Dollar Just Doesn’t Go As Far These Days   According to www.pocketchangenyc.com, which tracks overly extravagant “deals” in New York and Los Angeles, if you order a steak from the CUT Steakhouse at the Beverly Wilshire Hotel in Los Angeles, you’ll spend $160. That’s not a typo. Does it come with a solid-gold doggy bag?   Tech Tip   Want to make your computer go faster? It may be possible without too much trouble, but it will involve changing some key elements of your PC. It’s called overclocking, and here’s what it is: Your computer is powered by a processor that runs at an advertised speed. By tweaking a way that this information is processed, you can effectively raise the clock speed at which your computer runs. If you open your PC’s BIOS screen (which you must do as it’s starting up), you may be able to change the multiplier to a higher number, and therefore, increase your PC’s speed. Now, that’s all well and good, but faster computers require more fans to keep them cool. If you can’t keep it cool enough, it’ll crash. - Techtips101.com   Tip of the Week: How to avoid ID theft   1. Only make purchases on trusted Web sites   2. Order your credit report   3. Know how to spot phishing   4. Secure your network   5. Can the spam   6. Don't store sensitive information on nonsecure Web sites   7. Set banking alerts   8. Don't reuse passwords   9. Use optional security questions   10. Don't put private information on public computers   Source: Investopedia   Santa’s Workshop   Whether you’re in the holiday mood or not, the Christmas buying season has begun. Over the next couple of months, we’ll highlight some of the hottest toys out there.     “American Idol Talent Challenge”   A DVD karaoke machine based on the popular television show.The unit connects to a television, comes with a working microphone and mixer and 12 songs to test your talent. Compete with friends, who rate you using the DVD remote. You'll hear reactions to your performance from "American Idol" judges Randy, Paula and Simon. Retail price: $49.99. - MarketWatch   Personal Finance Tip   Get paid what you're worth and spend less than you earn: It sounds simplistic, but many people struggle with this basic rule. Make sure you know what your job is worth in the marketplace by conducting an evaluation of your skills, productivity, job tasks, contribution to the company, and the going rate, both inside and outside the company, for what you do. No matter how much or how little you're paid, you'll never get ahead if you spend more than you earn. A little cost-cutting effort in a number of areas can result in big savings; it doesn't always have to involve making big sacrifices. – About.com   GateHouse News Service